Customers and members
Add, import, search, export, edit, and manage customer or member records with contact, ID, employer, next-of-kin, and bank details.
Built for Credit Providers
One platform. Complete loan management.
SoftDayta Credit is a secure, cloud-based loan management system built for lenders of all sizes.
Manage borrowers, loan origination, repayments, statements, arrears, contracts, contributions, and management reporting from one integrated workspace, giving your team greater control, accuracy, and visibility across the entire lending lifecycle.
regulatory-ready outputsCustomer portalExcel import support
300.00monthly subscription
1place for the full loan cycle
Secure user accessPortfolio dashboardStatements and contractsPayments and bank refs
Why switch
Modernise old loan systems without limiting your team.
SoftDayta Credit helps lenders move from legacy files, disconnected tools, and manual customer communication into one controlled workspace for lending, reporting, statements, payroll, and accounting support.
Before SoftDayta
- Loan balances are rebuilt manually in Excel or old systems.
- Statements are prepared one by one, with no easy WhatsApp or email sharing.
- Loan activation and disbursement approvals rely on manual checks that can expose the business to fraud.
- Payroll, accounting, reports, and customer records sit in separate tools with user limits or access restrictions.
With SoftDayta Credit
- Live balances, repayments, arrears, and aging buckets update from recorded transactions.
- Branded statements can be generated and shared by WhatsApp or email from the customer record.
- Customer authentication supports safer loan requests, activation, and disbursement review.
- Unlimited customers and workspace users, with connected SoftDayta accounting and payroll tools available for growing organisations.
Platform features
The core tools your lending team expects.
Designed for repeated daily use by finance administrators, collections teams, managers, and owners.
Loans and contracts
Create loans, preview schedules, apply customer approval, send contract links, and track signed uploads from one contract workspace.
Payments and allocation
Record repayments, interest receipts, contributions, bank references, and split payments. Overpayments are tracked automatically.
Dashboards and arrears
Monitor portfolio value, collection rate, overdue loans, critical arrears, pending interest, and month-to-date cash collected.
Product experience
Built around the actual loan office workflow.
From customer onboarding through disbursement, repayment, reminders, reporting, and renewals, SoftDayta keeps operational detail visible without making the interface feel heavy.
- Customer and member portal access with one-time codes and secure links.
- Statements, reminders, and contract documents generated from live records.
- Company profile settings for currency, interest method, banking details, and terms.
Reports and compliance
Turn your loan data into usable reports.
Reports depend on the active package and the quality of the records, but the goal is simple: less manual reconstruction at reporting time.
Transaction history
Export disbursements, instalments, bank references, customer names, client numbers, and interest received over a custom period.
Monthly summaries
Review principal disbursed, principal received, interest earned, and interest received across the financial period.
Regulatory-ready reports
Prepare Form 7, monthly salient, aging, and compliance outputs from the platform where package access allows.
Community finance reports
Track members, savings, contributions, society statements, bank movements, and annual community finance review PDFs.
Modern collection services
PAYM8 Channel Partner for smarter payment collection.
SoftDayta helps lending businesses connect loan operations with modern collection options through PAYM8 payment solutions.
Simple. Secure. Smart Payments.
Collection services to support your lending business.
Enable your business to accept and collect payments with PAYM8, supporting cleaner repayment workflows alongside SoftDayta Credit loan management.
Terms & Conditions: SoftDayta acts as an independent PAYM8 Channel Partner and is authorised to market and represent PAYM8 solutions as a Channel Partner. SoftDayta is not an agent or employee of PAYM8 and has no authority to bind PAYM8. Customer acceptance, pricing, product availability, implementation and services remain subject to PAYM8 approval, applicable merchant agreements and PAYM8 terms. PAYM8 names, marks and product information remain subject to PAYM8's applicable rights and approved materials.
Simple pricing
One full lending workspace. No confusing feature tiers.
SoftDayta Credit
Full lending suite for finance companies, micro lenders, and pawnshops.
300.00/month
Monthly or annual billing. Annual subscriptions cover 12 months, paid upfront.
Included in the workspace
- Unlimited customers and users while subscription is active.
- Loans, payments, statements, contracts, reminders, and dashboard monitoring.
- Excel import templates and migration support.
- Regulatory-ready reports and transaction exports.
- Customer portal and secure loan approval links.
Try the public loan calculator.
Preview loan amount, rate, term, repayment schedule, and estimated instalment before creating a live record.
Contact SoftDayta
Speak directly with our team.
Contact us to discuss loan setup, payment imports, statements, aging reports, the customer portal, contracts, or regulatory-ready outputs.
Optional add-on
Accounting advisory for credit providers.
Specialist finance support alongside the platform for lenders that want stronger bookkeeping, reconciliations, and compliance support.
Specialist accounting support for lenders
Bookkeeping, loan book reconciliations, monthly management accounts, financial statements, tax support, regulatory returns, and audit preparation.
From P3,000per engagementView services
FAQ
Common questions
Choose monthly or annual billing for full suite access. Annual subscriptions cost 12 monthly payments, paid upfront. Choose your currency in the pricing section.
No. You can download the user guide, use the public loan calculator, or contact the SoftDayta team before registering a workspace.
Yes. SoftDayta Credit generates Regulatory-ready reports and summaries from your live loan data. Your institution remains responsible for licensing and submission obligations.
Yes. You can create multiple user accounts with roles and permissions so staff can work from the same controlled workspace.
Yes. The app includes import templates for customers, loans, and payments, and migration support is included with the subscription.
Yes. It supports finance companies, micro lenders, pawnshops, and community finance groups, with package-specific features for lending and contributions.